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Streams of Naira

Personal financial blog and building online business using the social media.

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Budget and Savings Tips

3 Reasons Why You Need An Emergency Back Up Fund

3 Reasons Why You Need An Emergency Back-Up Fund The word emergency puts you on your toes and that is what it should be. The emergency backup fund is money you keep aside in outside your savings in case of a need or crisis and of course unplanned occurrences do happen. In financial circles, it… [Read More]

5 Methods To Save Money

To save money is to keep it aside for use in the future. You can decide not to spend all your income at once for different reasons. For example you can decide to save towards your retirement, buying a car, a house, or towards rent, going to school, start a business or for investment. Also you can save in… [Read More]

4 Reasons Why You Should Have A Budget.

A budget is a written down financial plan. It is an estimate of how much income you are expecting and how much you intend to spend within a period of time. (eg within one month, three months, six months and one year ) You should have a list when you go out shopping, to which you attach a cost. When you do… [Read More]

My Top 10 Most Budgeted Expenses

My Top 10 Most Budgeted Expenses To budget is to have a well written down plan for your anticipated income, and how you plan to spend it over a period of time. The needs and wants we have in this life are numerous. In my top 10 most budgeted expenses, I intend to share my own… [Read More]

9 Reasons Why Nigerians Save Money

Nigeria is a blessed country of over 170 million people from different ethnic, religion, economic and cultural background. The nation has a large number of business minded people who are by nature entrepreneurs. Hard work and the making money is synonymous with the people but then how much of such money is saved out of… [Read More]

5 Ways To Cut Down On Expenses. Part 2

5 Ways To Cut Down On Expenses. Part 2 1. Budget. A budget is a written down plan for your money. It is an estimate of how much you have as inflow and how much you plan to spend on each item at a particular time. For you to cut down on your expenses, you… [Read More]

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