Category Archives: Budget and Savings Tips

3 Reasons Why You Need An Emergency Back-Up Fund The word emergency puts you on your toes and that is what it should be. The emergency backup fund is money you keep aside in outside your savings in case of…

To save money is to keep it aside for use in the future. You can decide not to spend all your income at once for different reasons. For example you can decide to save towards your retirement, buying a car, a house, or…

A budget is a written down financial plan. It is an estimate of how much income you are expecting and how much you intend to spend within a period of time.(eg within one month, three months, six months and one year ) You should have a list…

My Top 10 Most Budgeted Expenses To budget is to have a well written down plan for your anticipated income, and how you plan to spend it over a period of time. The needs and wants we have in this life…

5 Ways To Cut Down On Expenses. Part 2 1. Budget. A budget is a written down plan for your money. It is an estimate of how much you have as inflow and how much you plan to spend on…

      5 Ways To Cut Down On Expenses Part 1 Nigeria as a nation is in a state of economic meltdown and this is not news, but what is news is how you or your family will survive through this period….

Savings according to Wikipedia is income not spent, or deferred consumption. Methods of saving include putting money aside in, for example, a deposit account, a pension account, an investment fund, or as cash. In other words keeping part of my earnings/salary for future…

To budget is to organize your money in a way that you know what your income and expenses are while to track is to keep the records of the expenditures. Personal financial management is not a very popular practice in Nigeria; Here are some practical steps to take which if adhered to, would enable you to…